Lesley sat calmly as he watched the two men before him try to convince him to save in their bank. They were representatives from one of the new banks still seeking their feet in the business world.

They haven't sounded convincing enough so he thought he might have to ask them to come back some other time when they must have acquired more convincing skills.

"Ms Lesley, it would be a great honor and privilege to have you trust our bank. You can even start with a minimum account or money. We give you the assurance that you would not regret it." One of the men pushed further.

"Errm," Lesley...