After bringing the cloth out and accessing it she looks at Ray once again and then asks

“Where do I put this on?”

Realization hits Ray as he has not thought of where she is going to change her cloth

“Ehh,..” He stammers not know what exactly to say

“My god Ray, don’t tell me you didn’t think of that?”

“I’m so sorry Flora, it skipped my mind” He acknowledged silently

She looks around for anywhere she could change but no, they were on a beach. An open beach, how is she supposed to change to the cloth in the presence of this man?

“How about this?”

“It had better...