His first thought when he woke was that the floor of the tent was unbelievable cold and hard.  The second, as he opened his eyes, was that the sleeping bag had a threadbare flannel lining upon which could still be seen as the dim figures of Santa Claus and his team of reindeer. And the third, which quickly became by far the most important, was the fact that the soft, naked woman in his arms was sneakily trying to slither out of the sleeping bag. 

"Good morning, Annie," he said.

She twisted around, her eyes wide and frightened. His gaze drop to her chest, which she unsuccessfully tried to cover...