The surrogate nudged Rebecca to bend each knee in turn as she slid off the sneakers and anklet socks, and pushed her pants off, leaving the girl standing before the three onlookers in nothing but her ribbed white tank top and matching white cotton bikini panties. Rebecca trembled a bit, more from excitement than from cold, but made no effort to cover herself.

Ms. Cameron stood behind her and whispered in her ear. "You have such a beautiful body. Look at how hard your future husband's dick is as you stand here, nearly naked before him. He's anticipating your warm wet lips engulfing his thick shaft."

The surrogate took the...