Louisa’s POV

She stood in front of me in a simple white cotton bra. I reached behind her, meeting her eyes for permission before I unclasped it and slid it from her arms. I’d been unprepared for the sight of her naked chest, and stood staring, dumbly.

“Just so you know,” she whispered, “you don’t have to do anything to me.”

“Just so you know,” I said, just as quietly, “keeping my hands to myself would be impossible right now.”

“I want to pay attention. You might . . . distract me.”

I groaned; she was killing me. “Such a good student,” I said, leaning to kiss the juncture of...