I reached between us and pushed his shorts down. He helped, kicking them away. They floated somewhere behind us. My hand wrapped around him. Thick. Hot even in the cool water. I stroked him once and he bit my bottom lip.

He yanked my suit to the side. His fingers slid through my folds and found me already wet, slicker than the water around us. He pushed two fingers inside without warning. I gasped against his mouth. The stretch felt so good I clenched around him.

“Been thinking about this?” he asked, voice dark.

“Every night.”

He pumped his fingers slow and deep while his thumb circled my clit. The...