All characters in this story are over 18. Enjoy..

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My name is Catherine. My mother calls me Catherine, everyone calls Kate, and Bobby calls me Katie. Tom calls me Cat because I hate it. Otherwise he calls me Catherine. I'm twenty-two, I'm smart, I'm not lucky. Not lately.

When I graduated from college I moved back home to Chicago to get my resume in order and apply to business school. But then the economy busted, then my parents lost an impressive amount in both stocks and real estate, and then, slightly later, my car died.

I've worked almost my entire life. I got a permit when I was fourteen...