I reached over and picked up her swim suit bottoms. "I really don't think you will walk out of the water more. I don't think you would show me your body totally naked. That would shock me."

She lowered her hands back into the water. "You don't think I will, huh?"

"Nope."

She started walking again. I watched as she kept walking toward the shallow end. Now I could see her belly button. I thought she would stop again, but she didn't. She kept walking. I saw her hips. She took another step and I could almost see her pussy. Another step, now her pussy was exposed to me. I...