Fredrick’s POV

“Your call.”

I held the quarter out between two fingers and waited. Rita sat close enough that I could feel the heat coming off her bare thigh. Bra and panties. That was it. The camisole was already on the floor with everything else she had lost. My t-shirt was gone too. Jeans and boxers were all I had left.

She took the coin. Her fingers brushed mine again. Longer this time. I didn’t pull away.

“Heads,” she said.

It landed tails. She looked at me and waited.

I stood up just enough to push the jeans down my legs. The denim hit the floor with a soft thud....