The Debt Repayment: My Brother’s Best Friend Collects

Chapter 1: I Let My Brother’s Best Friend Tie Me Up and Take the First Payment

The envelope on the kitchen counter feels heavier every time I look at it. Another red stamp. Another warning that the bank is running out of patience. Dad’s medical bills from last year never really stopped coming, and the interest keeps stacking on top of everything else. My brother, Ethan, keeps saying he’ll handle it, but I know he’s avoiding the truth the same way he always has. He’s out with his friends again tonight, laughing like the world isn’t slowly crushing us.

I’m the one...