“Kind of,” he chuckles. “I knew early on that I didn’t want to work for someone else. I’m not good at doing what other people tell me, so going into business for myself seemed like the perfect solution. I received my undergraduate degree from NYU and probably should have continued further, stopped after that.”

“How come?”

“It just wasn’t for me. I had enough of sitting in classrooms after the first four years, so I couldn’t imagine doing it any longer.”

“How did you start PFS?”

“I’ve always had a knack for looking at a problem and coming up with a solution, even when others thought one wasn’t possible. My...