With that both men walk away from me, cutting me off midsentence as I’m left standing on the sidewalk with a handful of money that I was trying to give back. The first man opens the back door for the second one, who turns and smiles at me before getting into the car. It’s only then that I realize they both came out of the car without an umbrella and are now probably just as soaked as I am.  I shake my head at the irony, given that they were the ones who splashed me and yet ended up getting soaked themselves.

I quickly shove the money into my purse,...