POV: Chloe 

My thumb hovered over the decline button. 

 "Don't," Tristan said. 

 I looked at him. His hands were still at my waist, his body still pressed close enough that I could feel the heat radiating through his wet shirt. 

 "Tristan, I need to..." 

“Then answer it.” His voice dropped.

I started to get up, but before I could move, his arm tightened around my waist, pulling me firmly back against him.

“Put it on speaker,” he added, his tone leaving no room for argument.

 "That's insane." 

 "Answer the phone, Chloe, that’s not a request!” he said sternly. The command in his tone sent something electric down my spine, a...